If allowed to retain a portion of repayment, what may the owner keep?

The correct answer indicates that if an owner is permitted to retain a portion of the repayment, they can keep 20 percent of the amount received. This reflects a common regulatory framework surrounding multifamily housing finance and ownership, ensuring that owners can maintain a reasonable portion of the funds as a means to cover related expenses or losses they may incur from the housing program or lending arrangement.

Multiple housing assistance programs often dictate specific terms regarding the retention of funds, particularly in repayment situations. The allowance to retain 20 percent strikes a balance between ensuring that property owners have some financial incentive and support while also demonstrating accountability in managing often public or subsidized funds.

In this context, retaining 20 percent facilitates operational sustainability for property owners while supporting the overall financial structure of housing assistance programs. This portion is significant enough to help with ongoing costs without undermining the program's goal of providing affordable and accessible housing.