Can an owner deny admission based on the absence of credit or rental history?

Denying admission based solely on the absence of credit or rental history is not permissible, as it can violate fair housing laws and regulations. These laws are designed to protect potential tenants from discrimination and to ensure that all individuals have equal access to housing opportunities.

In cases where an applicant lacks a credit history or rental history, property owners are often encouraged to consider alternative factors, such as employment verification, income stability, or personal references. This approach allows for a more equitable assessment of applicants and reduces the likelihood of discrimination against individuals who may have been unable to establish traditional credit or rental records for various legitimate reasons.

Fostering an inclusive application process not only aligns with fair housing principles but also enhances the opportunity for owners to attract a more diverse tenant base, which can contribute positively to the community and overall occupancy rates.